Disclaimer

Everything on CalcTool is for general information and education. Results are estimates based on the figures you enter and the assumptions explained on each page.

Money and tax

Tax calculators use 2026/27 rates for England, Wales and Northern Ireland unless they say otherwise, and assume a typical situation (for example tax code 1257L and no other income). Your real tax can differ because of benefits in kind, tax code adjustments, other income, reliefs or changes in the law. CalcTool is not regulated by the Financial Conduct Authority and nothing here is financial advice. For decisions about mortgages, pensions, investments or tax, speak to HMRC or a qualified, regulated adviser.

Health

Health and fitness tools give general estimates and are not medical advice. They can't take account of your medical history. Talk to your GP, midwife or another health professional before making decisions about your health, diet or exercise.

Exchange rates

Currency rates are reference rates updated once a working day and are not the rates a bank or bureau will give you.

Affiliate links and adverts

Some pages include adverts or links to partners who may pay us a commission. We only feature products we think are relevant, but a link isn't a personal recommendation. Always compare options for yourself.