25 Tools · Updated 2024/25 Tax Year · Real-time Results

Every financial calculator
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From scientific calculations to income tax, mortgages to inheritance — 25 professional tools with live results. No account. No cost.

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Real-time results
2024/25 UK tax rates
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🔬 Scientific Calculator
🏠 Mortgage Calculator
💷 Income Tax 2024/25
📄 PAYE / NI
💼 Self-Employed Tax
📉 Capital Gains Tax
📜 Inheritance Tax
🏦 ISA Tracker
📑 Dividend Tax
🏛️ Corporation Tax
🏢 Buy-to-Let Yield
💎 Net Worth
💡 Salary Sacrifice
🌍 Currency Converter
🔬 Scientific Calculator
🏠 Mortgage Calculator
💷 Income Tax 2024/25
📄 PAYE / NI
💼 Self-Employed Tax
📉 Capital Gains Tax
📜 Inheritance Tax
🏦 ISA Tracker
📑 Dividend Tax
🏛️ Corporation Tax
🏢 Buy-to-Let Yield
💎 Net Worth
💡 Salary Sacrifice
🌍 Currency Converter
25
Free Finance Tools
0
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24/25
UK Tax Year Rates
100%
Free Forever
All Tools
Everything you need.
All in one place.
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General
🔬
Scientific Calculator
Full scientific calc with trig, log, powers, memory and keyboard support.
NEW
🌍
Currency Converter
Convert between 15 major currencies with live indicative rates.
Savings & Growth
📈
Compound Interest
See how money grows through compounding with real-time charts.
Popular
🎯
Savings Goal Planner
Calculate exact monthly savings needed to hit any target by any date.
📊
Investment Growth
Three scenario projection — bearish, moderate, bullish — with live graph.
🏖️
Pension Calculator
Project retirement pot and monthly income with employer contributions.
🏦
ISA Allowance Tracker
Track ISA usage, LISA government bonus, and project tax-free growth.
2024/25
💎
Net Worth Calculator
Add assets and liabilities to calculate and track your total net worth.
NEW
Borrowing
🏠
Mortgage Calculator
Repayments, LTV, overpayment savings, and full amortisation schedule.
Popular
⚖️
Mortgage Comparison
Compare two deals including fees to find the truly cheaper option.
📋
Stamp Duty (SDLT)
First-time buyer, home mover, and additional property tax calculations.
2024/25
💳
Loan Repayment
Monthly payments and full monthly/yearly repayment schedule.
🏢
Buy-to-Let Yield
Gross/net yield, monthly cashflow, and cash-on-cash return for rental property.
NEW
Tax & Income
💷
Income Tax (UK)
Take-home pay after income tax, NI, pension, and student loan.
Popular
📄
PAYE / NI Calculator
Full band breakdown with employee and employer NI. All tax codes.
2024/25
💼
Self-Employed Tax
Income tax and Class 4 NI for sole traders and freelancers.
2024/25
💡
Salary Sacrifice
See exactly how much each £1 of pension sacrifice costs in take-home pay.
📑
Dividend Tax
Dividend tax with £500 allowance and all three tax rate bands — 2024/25.
NEW
🏛️
Corporation Tax
Small profits rate, main rate, and marginal relief for limited companies.
NEW
🧾
VAT Calculator
Add or remove VAT at 20%, 5%, zero, or a custom rate.
Advanced Tax
📉
Capital Gains Tax
Post-Oct 2024 Budget: 18%/24% rates. Annual exempt £3,000. Loss offset.
Post-Budget
📜
Inheritance Tax
NRB, residence relief, spouse transfers, charitable gifts, and taper.
2024/25
Analysis
🔄
ROI Calculator
Total return, net profit/loss, and annualised CAGR for any investment.
📆
Inflation Calculator
Real purchasing power of money and future equivalent values.
🎯
Break-Even Analysis
Units and revenue to cover costs, with target profit option.
Why CalcTool
Professional tools.
Built for real use.
⚡

Live results — no Calculate button

Every number updates instantly as you type or move sliders. You see the impact of every change in real time.

📊

Charts and amortisation tables

Visual breakdowns, bar charts, line graphs, and full month-by-month repayment schedules on key tools.

🇬🇧

Built for the UK

PAYE, Class 4 NI, SDLT, LISA bonuses, marginal relief — every tool uses precise UK 2024/25 tax law, not generic figures.

🔒

Nothing ever stored

All calculations run locally in your browser. No servers, no accounts, no tracking, no adverts.

Annual Take-Home Pay
£28,432
Income Tax
£4,486
Nat. Insurance
£2,082
Monthly Pay
£2,369
Effective Rate
18.5%
Take-Home
£28,432
Income Tax
£4,486
Nat. Insurance
£2,082
How It Works
Three steps. That's it.
01

Pick a tool

25 calculators across savings, tax, borrowing, investments, and business — organised and instantly accessible from the sidebar.

02

Enter your numbers

Clean inputs and interactive sliders. Results update the moment you type — no button to press, no waiting.

03

Use your results

Detailed breakdowns, charts, and schedules. Copy results to clipboard or print as PDF in one click.

Start calculating
right now.

25 tools. No account. No cost.

Scientific CalculatorMortgageIncome TaxPAYECGTInheritance TaxISA TrackerDividend TaxCorporation TaxBuy-to-LetNet WorthSalary SacrificePensionInflation
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CalcTool calculators are for illustrative and informational purposes only. Results do not constitute financial, tax, or legal advice. Tax rates are based on 2024/25 HMRC figures for England. Always consult a qualified adviser for your specific situation.